• Overview
  • FAQs

Get a 5% or higher auto insurance discount that lasts for 3 years!

  • Approved by the New Jersey MVC.
  • Satisfies the 6-hour MVC requirement.
  • Take the entire course and final exam online.
  • Try the course for FREE! You don't have to pay until you take the final exam.
  • Print a FREE copy of your certificate after passing the final exam and deliver it to your insurance provider to get the discount.

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How It Works

Complete the course in four easy steps:


Registration is quick and simple. Create a username and password, read some information about the course, and answer a few validation questions.

Take the Course.

The New Jersey Insurance Discount course consists of 8 short lessons made up of reading material, videos, animations and games on traffic laws and defensive driving techniques. There is a short multiple-choice quiz after each lesson that you must pass to proceed to the next lesson. You can take the lesson quizzes as many times as necessary to pass.

Pass the Final Exam.

At the end of the course, you must pass a short multiple-choice final exam. Most people pass the exam on their first attempt, but you can retake the exam as many times as necessary to pass. There is no charge to retake the final exam.

Receive Your Certificate of Completion.

After you pass the final exam, you can print a copy of your Certificate of Completion. Sign the certificate and deliver it to your insurance provider to receive your insurance discount.

Why Safe2Drive?

At Safe2Drive, we put our customers above everything else. We pride ourselves on providing excellent customer service and top-notch courses at low prices. We're constantly updating our courses to make sure they have the most up-to-date information and use the best technology available.

Best of all, our courses are easy to complete and extremely convenient. Skip the hassle of the classroom and take your course online from the comfort of your own home (or on the go!).

So what are you waiting for? Get started today!

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Frequently Asked Questions

New Jersey Insurance Discount

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General Information

We have made every attempt to answer the most commonly asked questions. Please call or email us if your question is not here.


What are the benefits of this New Jersey Insurance Discount course?

Take this course if you want to qualify for an insurance discount of 5% or higher for the next three years.

How does New Jersey Insurance Discount work?

Our course consists of eight lessons, short quizzes, and a final exam. The lessons are made up of reading material, videos, animations, and interactive exercises. The final exam consists of multiple-choice questions.

Upon passing the exam, you may print your Certificate of Completion. Present your Certificate of Completion to your insurance carrier to obtain an insurance discount.

How long does it take?

This is a six-hour course and will take you a minimum of six hours to complete.

Must I finish the course in one sitting?

No. The course is self-paced and you can take it at your leisure. We provide an unlimited number of logins. Just use your username and password to login, and you can continue where you last left off.

Can I take the exam online?

Yes, you can take the exam online. Our online exam consists of multiple-choice questions and requires about 10-15 minutes to complete.

What happens if I do not pass the exam?

Most people pass the exam the first time. However, you can take the exam as often as necessary without any additional charge.

How will the New Jersey Motor Vehicle Commission know that I have completed the course?

We do not notify the New Jersey Motor Vehicle Commission (NJ MVC) that you completed the Insurance Discount course. Please take our Defensive Driving or Mature Driver course if you want a point reduction.

How soon will I get my Certificate of Completion?

After passing the final exam, you will be able to print a copy of your Certificate of Completion for your records. You can print your Certificate of Completion from any computer with a printer.

What is the cost of this course?

Visit our New Jersey homepage to see a list of prices.

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